How Much Does it Cost to Add a Teenager to Car Insurance

A teenager getting their license and driving for the first time is exciting, and for many families, a rite of passage. However, teenage drivers are the demographic with the highest risk for an accident, and therefore are the most expensive kind of driver to insure. In fact, adding a teenager to your insurance policy can end up potentially doubling your monthly insurance premiums.

Every family is different, however, and each insurance premium can vary. Today we're talking about what parents can expect when applying for teen driver insurance and how to find insurance discounts for teenage drivers.d

<b>How Much Does Insurance Increase When You Add a Teenager?</b>

How Much Does Insurance Increase When You Add a Teenager?

Many people wonder how much it costs to add a teenager to their car insurance policy. The short answer is, it depends. Teenage boys are more expensive to add, generally, than teenage girls. In fact, according to the US Centers For Disease Control, male teens had a rate of death twice as high as female teens in auto accidents. Families can expect their insurance premiums to increase by 130% when adding a teen driver to their coverage, even if they aren't planning to add another car for the teen.

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What Is the Cheapest Way To Get Car Insurance For a Teenager?

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Can a Teenager Get Their Own Car Insurance Policy?

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

How Can I Lower My Teenager Insurance Premium?

Many insurance carriers offer several discounts for teens, so check with yours to see if your teen driver qualifies for any of these:

  • Good student discount, for teens that maintain at least a B average.
  • Away from home discount, for teens attending college at least 100 miles away.
  • Safe driving programs, such as a defensive driving course.
  • Using a monitoring app or device, which car companies may sponsor so they can collect more exact data on drivers.
  • Multi-car discount, so if you're planning to buy your teen a car, you could save by adding it to your policy.

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Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

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