Car Insurance

What is the point of Car Insurance?

Client Centered

There are a few reasons why you might want to have car insurance. The most obvious reason is to financially protect yourself in the event of an accident. Car insurance can help cover the cost of damages to your car, as well as any medical expenses or property damage that might occur if you get into an accident.


Another reason to have car insurance is to comply with state law. Many states require drivers to have a certain level of coverage to drive on the road.
Finally, car insurance can also help you protect your assets. If you get into an accident and are sued, car insurance can help cover the cost of defending yourself in court.

There is a difference

You may think you want the cheapest insurance you can find, but cheap isn't everything. While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we'll help you protect what matters most.

What Types of Auto Insurance are there?

What Types of Auto Insurance are there?

- Liability insurance: This is the most basic type of car insurance. It covers the cost of damages to other people or property that you cause in an accident.


- Comprehensive insurance: This type of insurance covers damages to your car that are not caused by accidents, such as theft or vandalism.


- Collision insurance: This type of insurance covers the cost of repairing or replacing your car if it is damaged in a collision

- Medical payments insurance: This type of insurance covers the cost of medical expenses for you and your passengers after an accident.

How much does Car Insurance cost?

The cost of car insurance will vary depending on a number of factors, including your age, driving history, and the type of car you drive.

Why Use An Independent Insurance Agent?

Many people choose to get their car insurance through an insurance agent. Insurance agents can help you find the right type of coverage for your needs and can compare rates from multiple car insurance companies.


Some people choose to get their car insurance through a broker. Car insurance brokers can help you find the best deal on car insurance, and they can compare rates from multiple car insurance companies.

No matter who you choose to get your car insurance through, it's important to shop around and compare rates. Car insurance rates can vary drastically from one company to the next, so it's important to find the policy that's right for you. You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.


An agent or broker can help explain the coverages available. Contact us today, and we'll help you protect what matters most.

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in if you should ever be in an accident, is important. Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible.

Contact us today, we’ll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.

What’s insurance for, anyway?

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in if you should ever be in an accident, is important.

Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible.

Contact us today, we’ll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.

Auto insurance: Required and Additional Protection

Auto insurance: Required and Additional Protection

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

  • Liability
  • Collision
  • Comprehensive

But additional protection may include:

  • Medical Payments.
  • Emergency Road Service
  • Uninsured Motorist Protection.
  • Rental Car Reimbursement.
  • Towing and Labor.

Some states also require you to purchase Personal Injury Protection (PIP) or Property Damage Liability (PDL). If you cause injury or damage to someone else, their car or property, your PIP will cover some of their expenses

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. We believe that you need an agent who will take the time to get to know you and understand your needs - someone who will be there for you when you have a question or need help with a claim.

We also offer a variety of discounts, including multi-policy, safe driver, good student, and more. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile. Contact us today, and we'll help you protect what matters most.